Route 31 – Find your path forward.

Festive Funds at 3.1% APR

Need a holiday loan? We are offering Festive Funds - an 11-month holiday loan for $500-$1000 at a low 3.1% APR rate! Must have direct deposit or active debit card at Route 31 to qualify for this rate.

Would you like $250 Cash?

Refinance your loan from another financial institution and we'll give you up to $250! Minimum $15,000 loan, maximum 75 month term. Click here for details or call us at 231-726-4871

Express Debit Account offers 4% Cash Back

Our Express Debit Account offers 4% Cash Back on Debit Card purchases. Click here for details.

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Our Mission

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Featured Services

News & Events

Muskegon County Calendar of Events

Here is a calendar of events that are happening in Muskegon County for those looking for something fun or educational to do. For more information go to visitmuskegon.org or click the link below.

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The Extra Mile Podcast

Check out our podcast "The Extra Mile" highlighting local businesses and community leaders. Our most recent Podcast is with Henrietta Hadley from Infinite Solutions Consulting Group as she discusses her involvement as a volunteer of Women Injured in Combat and how she is helping nonprofits and local entrepreneurs.

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Contact Center

Effective May 4, 2024 our new Saturday hours changed to 10:00 am - 1:00 pm in our drive through and contact center at our Terrace and Laketon Offices. We are available during this time if you need to call us to help with any issues.

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Our Mission

Featured Services

Loans

Home Equity

Visa

Checking

Savings

News & Events

Muskegon County Calendar of Events

The Extra Mile Podcast

Contact Center

Not Already a Member?

Phone: (231) 726-4871

Routing Number: 272483170

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