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Child Headed to College?
As your child heads off to college give them a little Independence with a lot of Peace of Mind. Get them a Route 31 Debit Card. This gives them a way to access their account and also gives you a way to be their SAFETY NET in an emergency.
7 Month CD at 6.00% APY!
On Monday, August 18th we will roll out a CD special for a 7-month CD at 6.00% APY. Some restrictions apply. Click for details.
Home Equity Loans with No Closing Costs
Get a Home Equity Loan or Line of Credit through the end of December and we will cover the closing costs! Rates as low as 5.99% APR!
Express Debit Account offers 4% Cash Back
Our Express Debit Account offers 4% Cash Back on Debit Card purchases. Click here for details.

Our Mission

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Featured Services

Loans

Home Equity

Visa

Checking

Savings

News & Events

Calendar of Events

Here is a calendar of events that are happening in Muskegon County for those looking for something fun or educational to do. For more information go to visitmuskegon.org or click the link below.
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The Extra Mile Podcast

Check out our podcast "The Extra Mile" highlighting local businesses and community leaders. In this Podcast, Nick sits down with Sonny Lam, the owner of "The Press", which features coffee and sandwiches in the newly developed Core Building in downtown Muskegon.
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3 Year Anniversary of Name Change

On August 15th of 2022, Muskegon Co-op FCU changed their name to Route 31 Credit Union. Same great credit union with just a new name. Last year we celebrated 75 years serving the Lakeshore community. On August 18th we are going to celebrate with a CD Special. Stay Tuned for more details.

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