Business Deposit Rates
Rates effective 9/22/23
Rates effective 9/22/23
Minimum $300 balance to earn dividend.
| Dividend Rate | APY |
|---|---|
| 0.30% | 0.30% |
Minimum $2,500 balance required to earn dividend.
| Tier | APY |
|---|---|
| $2,500.01 – $20,000 | 1.00% |
| $20,000.01 – $50,000 | 1.30% |
| $50,000.01+ | 1.50% |
Basic Business 31 Checking APY
0.00%
Business 31 Interest Checking Tier APY
$0 – $2,499.99 0.00%
$2,500 – $24,999.99 0.10%
$25,000 – $49,999.99 0.15%
$50,000 – $99,999.99 0.20%
$100,000 – $249,999.99 0.25%
$250,000 and up 0.30%
Business 31 Non-Profit Interest Checking Tier APY
$0 – $99.99 0.00%
$100 – $24,999.99 0.10%
$25,000 – $49,999.99 0.15%
$50,000 – $99,999.99 0.20%
$100,000 – $249,999.99 0.25%
$250,000 and up 0.30%
Minimum $500 balance to earn dividend. Penalty for early withdrawal.
| TERM | APY |
|---|---|
| 3 month | 0.50% |
| 6 month | 3.00% |
| 9 month | 3.50% |
| 12 month | 4.50% |
| 18 month | 3.75% |
| 24 month | 2.80% |
| 30 month | 2.80% |
| 36 month | 2.90% |
| 48 month | 3.00% |
| 60 month | 3.10% |
Copyright © 2022 Route 31 Credit Union
715 Terrace St, Ste 101, Muskegon, MI 49440
1920 E Laketon Ave, Muskegon, MI 49442
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Designed by Kindred.
Equal Housing Lender