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CD & IRA/HSA CD Rates

Rates effective 10/7/22

Great Reasons to Save at Route 31

Route 31 Credit Union has consistently received a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.

For more details, call us at 231-726-4871.

Certificate of Deposit Rates

Minimum $500 balance to earn dividend. Penalty for early withdrawal.

TERMAPYAPY for Diamond Members*
3 month0.50%0.75%
6 month1.75%2.00%
9 month2.00%2.25%
12 month – Save to Win**2.00%2.25%
12 month3.10%3.35%
18 month2.50%2.75%
24 month2.75%3.00%
36 month2.75%3.00%
48 month2.75%3.00%
60 month2.75%3.00%

*0.25% of APY is a bonus on CD balances greater than $1,500 for Diamond Members
*Minimum to open Save to Win Certificate is only $25

IRA/HSA Certificate of Deposit Rates

Minimum $500 balance to earn dividend. Penalty for early withdrawal.

TERMAPYAPY for Diamond Members*
3 month0.50%0.75%
6 month1.75%2.00%
9 month2.00%2.25%
12 month3.10%3.35%
18 month2.50%2.75%
24 month2.75%3.00%
36 month2.75%3.00%
48 month2.75%3.00%
60 month2.75%3.00%

*0.25% of APY is a bonus on CD balances greater than $1,500 for Diamond Members

APY: Annual Percentage Yield, (Rates are subject to change)