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Savings Rates

Rates effective 10/1/22

Great Reasons to Save at Route 31

Route 31 Credit Union has consistently received a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.

For more details, call us at 231-726-4871.

Savings & Club Accounts

Minimum $300 balance to earn dividend.

Dividend RateAPY
0.30%0.30%

Checking

Additional requirements to receive dividend.

Account TypeAPY
Basic Checking (Dividends paid on balances up to $4,000)0% – 0.25%
Secure Checking (Dividends paid on balances up to $5,000)0% – 5.00%

Money Market Share

Minimum $2,500 balance required to earn dividend.

TierAPY
$1,000 – $2,4990%
$2,500 – $24,9990.75%
$25,000 – $49,9990.85%
$50,000+1.00%

IRA Shares & HSA Checking

Minimum $300 balance to earn dividend.

TierAPY
IRA Share0.75%
HSA Checking balance <$5,0010.75%
HSA Checking balance > $5,0001.00%

APY: Annual Percentage Yield, (Rates are subject to change)