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Business Login

It's Me 247 login:

Business Login

Business Services

Route 31 Business Services

Our business banking offerings provide a comprehensive suite of financial products and services, including business loans, lines of credit, checking and savings accounts, and much more.


  • Credit Union Membership for Employees
  • Health Savings Accounts for Employees with Free Debit Card
  • SEP IRA for Employees
  • Payroll Deposits
  • Notary Service
  • Debit Card
  • MyBiz Online Banking
  • Online Bill Pay
  • Wire Transfers (See Fee Schedule)
  • Night Deposit Services
  • Business Account Supplies: Checks, Deposit Stamps, Night Deposit Bags


Business 31 Savings

Looking for a savings account with a low minimum balance and low fees?  Our Business 31 Savings account requires a minimum balance of just $25 to retain your membership at the credit union, plus a $1 Membership Fee to open a share account.  We also offer the services below:

  • Sub-Share Accounts (Unlimited)
  • Money Market Savings
  • Certificate of Deposits

Business 31 Interest Checking

Now your business can have a checking account that pays interest, but has minimum fees.  Our Business 31 Checking account requires a minimum deposit of $100 to open a checking account.  Maintain a daily balance of $2,500 to earn interest.

Business 31 Interest Checking
$15 per Month Fee Waived with Minimum $100 Daily Balance or Active Merchant Services Account

Non-Profit Interest Checking
To qualify for our Non-Profit Interest Checking account, you must be a 501(c) or small business account such as a bowling league, class reunion organization, etc.

  • No Monthly Fee
  • $500 Minimum Daily Balance to Earn Interest
  • No Minimum Deposit to Open Account


Route 31 Credit Union is now offering small business loans.  We are here to help our local community businesses as you grow.  Give us a call or apply online.

  • Line of Credit
  • Equipment and Vehicle Loans
  • Commercial Real Estate Mortgages
  • SBA (Depends on Partner)

Merchant Services/Payment Solutions

Route 31 Credit Union has partnered with Elavon to offer Merchant Services to our member businesses to help them save money.  They have customized payment solutions to help businesses based on your needs.  This includes seasonal businesses, vendors that sell at Arts and Craft Fairs, and Farmers selling at the Farmer’s Market.  Monthly checking account fees are waived if your business has an Active Merchant Services account.

  • ACH: Originating Payroll Deposits, Cash Management Transfers, Vendor Payments, etc.
  • Check 21
  • Remote Deposit Capture (RDC)
  • Get Paid Fast
  • Same Day Funds
  • Secure
  • Payments: Accept On-Line, In Person and Over the Phone
  • 24/7/365 Support
Ideal for the Following Business Types:
  • Retail
  • Hospitality
  • Restaurant 
  • Health Care
  • Professional
  • E-Commerce