Facebook Pixel Image

It's Me 247 login:

Business Login

It's Me 247 login:

Business Login

Expressway Loans

Expressway Loans. A Low Payment Alternative to Leasing

How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing?  Sounds impossible? It’s not.  Route 31 Credit Union’s Expressway Loans offer just that!

Like a lease, the Expressway Loan offers payments that are considerably lower than conventional financing.  But unlike a lease, with the Expressway Loan program you own the vehicle and have all of the flexibility and benefits of vehicle ownership!  

Click here to watch a video to learn more.


Other benefits of Route 31 Credit Union’s Expressway loans include: 

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 72 months
  • May qualify for no down payment
  • Annual mileage options of 7,500, 10,000, 12,000, 15,000 & 18,000 available
  • No security deposit
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity, including the ability to turn your vehicle in and walk away at the end of the loan term.
  • Refinance your current vehicle loan to reduce your monthly payments with the Expressway Loan program.*
  • Enables you to easily upgrade and/or change your vehicle every couple of years!

To find out more about the Expressway Loan, call or stop by Route 31 Credit Union today or go to the Expressway Loan Calculator to see for yourself how low your auto loan monthly payment can be!

Want to know more?  Contact our Loan Department for more information at 231-726-4871 Ext. 303 or email at loans@route31cu.com

*Credit score and vehicle must qualify for program.

Expressway Loan Calculator

To find out how low your Expressway payment can be, click the calculator below.