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Savings

Route 31 Credit Union offers a wide range of savings programs to meet the needs of every lifestyle. Whether you’re just beginning a savings program, planning for retirement, or if you would like to invest in a share certificate, Route 31 Credit Union has a program that’s right for you. Each account is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Each IRA account is federally insured up to $250,000. Choose from a variety of savings account options.

Begin your credit union membership with an initial deposit of $5.00 into the regular share account and a one-time $1 fee to join. The $5.00 represents your credit union share and must remain on deposit in order to retain your membership privileges and to participate in the services available. The $1 fee is required to join the Co-operative.

Dividends are determined and paid from available net income for the quarter. Dividends are compounded daily and paid quarterly.

Access to this account is also available through ATMs, CU Talk and It’s Me 247.

Great Reasons to Save at Route 31

Route 31 Credit Union has consistently received a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.

Your deposits are also insured by the NCUA to $250,000 and backed by the full faith and credit of the United States Government.