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Welcome to Route 31 Credit Union!
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4.25% APY CD
18 Month CD Special.
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Refinance Your Car Loan
Refinance your car loan from another financial institution in January or February and we'll give you $100. Some restrictions apply.
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$500 College Scholarship
Route 31 CU is offering 4 $500 College Scholarships to members.
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Need Help with your Finances?
We offer free financial counseling to our members.
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Our Mission

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Featured Services

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Mortgages

Visa

Checking

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News & Events

Special Offer!

18 Month CD - 4.25 % APY Hurry! This offer is valid for a limited time. Diamond Club members also receive a .25% bonus on all CDs. Ask a member service representative how you can become a Diamond Club member or click the button below.
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Winter News

We have important information in our Winter Newsletter including a notice of our Annual Meeting. Our Annual Meeting will be held March 28, 2023 at 5:30 at our Terrace Street location. For more information on the meeting and other news, check out our newsletter.
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Access Accounts From Home

You can access your accounts from the comfort of your home via online banking or mobile banking. Deposit checks through mobile banking via Remote Deposit Capture. If you need cash, visit any of the 30,000 Co-op Network ATMs.
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Phone: (231) 726-4871

Routing Number: 272483170

 
Find Shared Branches

 Equal Housing Lender

Copyright © 2022 Route 31 Credit Union
715 Terrace St, Ste 101, Muskegon, MI 49440
1920 E Laketon Ave, Muskegon, MI 49442

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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