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1st Payment is On Us!
Finance a new secured loan at Route 31 Credit Union and we will pay your first loan payment up to $600! Offer extended to July 31, 2025.
Home Equity Loans with No Closing Costs
Get a Home Equity Loan or Line of Credit through the end of July and we will cover the closing costs! Rates as low as 5.99% APR!
Express Debit Account offers 4% Cash Back
Our Express Debit Account offers 4% Cash Back on Debit Card purchases. Click here for details.
We will be closed Friday, July 4th, 2025
In observance of Independence Day. We will reopen on Monday July 7th, with regular business hours.

Our Mission

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Featured Services

Loans

Home Equity

Visa

Checking

Savings

News & Events

Calendar of Events

Here is a calendar of events that are happening in Muskegon County for those looking for something fun or educational to do. For more information go to visitmuskegon.org or click the link below.
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The Extra Mile Podcast

Check out our podcast "The Extra Mile" highlighting local businesses and community leaders. In this Podcast, Nick sits down with RaShonda McDaniels from Little Steps Daycare as they discuss how her deep family roots and dedication to underserved communities fuel her mission of providing affordable, high-quality early childhood education.
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Family Fun Day

Our Family Fun Day was a huge success! Thank you to all of the families that stopped by. We loved seeing people enjoy the free food, games, prizes and fun.

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Phone: (231) 726-4871

Routing Number: 272483170

 
Find Shared Branches

 Equal Housing Lender

Copyright © 2022 Route 31 Credit Union
715 Terrace St, Ste 101, Muskegon, MI 49440
1920 E Laketon Ave, Muskegon, MI 49442

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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