Checking – Route 31

It's Me 247 login:

Checking/Debit

Our Secure Checking now has 2 Options!

The dividends listed above for the Extra Mile Checking are estimates. These amounts
may vary based on the balance in the account and the number of days per month.

Extra Mile Checking - (Earn Interest)

Receive 6% APY on your Checking Account

Route 31 Credit Union offers 6% APY on your Extra Mile Checking Account balance up to $6,000! (see requirements below).

The Extra Mile Checking also offers the following:

.25% Loan Rebate (with minimum $600 direct deposit)
.25% CD Bonus (with minimum $600 direct deposit)
Identity Theft Protection and all of the other benefits listed under More Benefits below

Requirements to receive 6% APY on your Checking account:

Enroll in E-statements
Log in to It’s Me 247 online banking 1 (or more) times per month
Post and clear 12 (or more) debit or credit card transactions per month
Receive 1 direct deposit into your Checking account per month or 1 ACH payment from Online Bill Pay

Express Debit - (Cash Back)

Receive 4% Cash Back on your purchases

Route 31 Credit Union offers 4% Cash Back on your Express Debit Account purchases up to $10/month.

The Express Debit Account also offers the following:

.25% Dividend
.25% Loan Rebate (with minimum $600 direct deposit)
.25% CD Bonus (with minimum $600 direct deposit)
Identity Theft Protection and all of the other benefits listed under More Benefits below

More Benefits

For both Extra Mile Checking and Express Debit Accounts

ID Protect® – Identity theft monitoring and resolution service*
Up to $10,000 in ID Theft Expense Reimbursement*
Identity Theft Resolution Services*
Access to Your Credit Report* and Credit Score*
Telehealth* (NEW)
Roadside Assistance* (NEW)
Cell Phone Protection*
Up to $10,000 Accidental Death and Dismemberment Insurance*
Debit Advantage (Buyer’s Protection* & Extended Warranty*)
Credit and Debit card registration* to notify on your behalf if cards are lost or stolen
Travel and Leisure Discounts*
$hopping Rewards™* (Cash Back)
Health Discount Savings* (Prescriptions, Vision, Dental – This is NOT insurance)
Fuel Discounts* (NEW)

ALL OF THESE BENEFITS FOR ONLY $6.95 PER MONTH!

* Click here for more details on each benefit.

Basic Checking

We also offer a basic checking account with no monthly fee for those that don’t want the added benefits. This account offers free e-statements. Paper statements are available for a small fee (see our service charge schedule for details).

HSA Accounts

We offer Health Savings Accounts as a savings account or a checking account. Both accounts earn a dividend. The HSA checking account offers the convenience of a debit card, so you can pay medical expenses using your debit card.

Checking Resources

Fill out the Switch Kit below and print to send to your financial institution.

Phone: (231) 726-4871

Routing Number: 272483170

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Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.