Checking – Route 31

It's Me 247 login:

Business Login

It's Me 247 login:

Business Login

Checking/Debit

Our Secure Checking now has 2 Options!

Extra Mile Checking - (Earn Interest)

Receive 6% APY on your Checking Account

Route 31 Credit Union offers 6% APY on your Extra Mile Checking Account balance up to $6,000! (see requirements below).

The Extra Mile Checking also offers the following:

.25% Loan Rebate (with minimum $600 direct deposit)
.25% CD Bonus (with minimum $600 direct deposit)
Identity Theft Protection and all of the other benefits listed under More Benefits below

Requirements to receive 6% APY on your Checking account:

Enroll in E-statements
Log in to It’s Me 247 online banking 1 (or more) times per month
Post and clear 12 (or more) debit or credit card transactions per month
Receive 1 direct deposit into your Checking account per month or 1 ACH payment from Online Bill Pay

Express Debit - (Cash Back)

Receive 4% Cash Back on your purchases

Route 31 Credit Union offers 4% Cash Back on your Express Debit Account purchases up to $10/month.

The Express Debit Account also offers the following:

.25% Dividend
.25% Loan Rebate (with minimum $600 direct deposit)
.25% CD Bonus (with minimum $600 direct deposit)
Identity Theft Protection and all of the other benefits listed under More Benefits below

More Benefits

For both Extra Mile Checking and Express Debit Accounts

ID Protect® – Identity theft monitoring and resolution service*
Up to $10,000 in ID Theft Expense Reimbursement*
Identity Theft Resolution Services*
Access to Your Credit Report* and Credit Score*
Telehealth* (NEW)
Roadside Assistance* (NEW)
Cell Phone Protection*
Up to $10,000 Accidental Death and Dismemberment Insurance*
Debit Advantage (Buyer’s Protection* & Extended Warranty*)
Credit and Debit card registration* to notify on your behalf if cards are lost or stolen
Travel and Leisure Discounts*
$hopping Rewards™* (Cash Back)
Health Discount Savings* (Prescriptions, Vision, Dental – This is NOT insurance)
Fuel Discounts* (NEW)

ALL OF THESE BENEFITS FOR ONLY $6.95 PER MONTH!

* Click here for more details on each benefit.

Basic Checking

We also offer a basic checking account with no monthly fee for those that don’t want the added benefits. This account offers free e-statements. Paper statements are available for a small fee (see our service charge schedule for details).

HSA Accounts

We offer Health Savings Accounts as a savings account or a checking account. Both accounts earn a dividend. The HSA checking account offers the convenience of a debit card, so you can pay medical expenses using your debit card.

Checking Resources

Fill out the Switch Kit below and print to send to your financial institution.

Phone: (231) 726-4871

Routing Number: 272483170

Find Shared Branches

Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.