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Next Gen

Ages 18-35

Products & Services That Meet Your Needs

As a young adult you may be going through a lot of changes in your life; college, new job, moving, getting married, new house, starting a family, etc.  Route 31 Credit Union is here to help guide you as you adjust to these changes.  We also realize that life is busy.  That’s why we offer products and services that make it easy and convenient so you can do almost everything remotely.  Check out what benefits we offer.

Personal Financial Coach
We have certified financial coaches available to meet with members to put together a budget, help them go over their finances, or even help plan to save for a house.  This is a free service to all members.

ATMs
We have convenient debit cards which can be used at merchants and over 30,000  Fee-free Co-op Network ATM machines for cash.

Community Support
Route 31 Credit Union supports our community through sponsorships, volunteering, and donations. We also have a debit card roundup program that members can sign up for that rounds up their debit card purchases and donates the change to organizations we have chosen to support each month. 

Credit Starter Program
We have options for members to build and improve credit including secured Visas and Loans. Our financial coaches can also show members what to do to build their credit.

Digital Banking
Our mobile banking offers RDC (online check deposit), Bill Pay, and Text Alerts. Members can also open accounts online, apply for a loan online and E-sign so they can do everything remotely.

Great Rates
We offer great rates on loans, CDs, Credit Cards, and our Secure Checking.

Student Loans
For college expenses not covered by scholarships and federal loans, Route 31 Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.