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CD & IRA/HSA CD Rates

Rates effective 9/1/24

Great Reasons to Save at Route 31

Route 31 Credit Union has consistently received a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.

Did you know… You can add money to any of your CDs at any time?*

*This excludes our 7-month CD special.

 

For more details, call us at 231-726-4871.

Certificate of Deposit Rates

Minimum $500 balance to earn dividend. This minimum does not apply to Save to Win CDs.  Penalty for early withdrawal.

TERMAPYAPY for Secure Checking Members*
3 month1.70%1.95%
6 month3.25%3.50%
9 month3.75%4.00%
12 month – Save to Win**3.75%4.00%
12 month4.50%4.75%
18 month3.75%4.00%
24 month3.20%3.45%
36 month3.30%3.55%
48 month3.40%3.65%
60 month3.50%3.75%

*0.25% of APY is a bonus on CD balances for Members with the Extra Mile Checking or
Express Debit account and $600 or more in direct deposit.
**Minimum to open Save to Win Certificate is only $25.

IRA/HSA Certificate of Deposit Rates

Minimum $500 balance to earn dividend. Penalty for early withdrawal.

TERMAPYAPY for Secure Checking Members*
3 month1.70%1.95%
6 month3.25%3.50%
9 month3.75%4.00%
12 month4.50%4.75%
18 month3.75%4.00%
24 month3.20%3.45%
36 month3.30%3.55%
48 month3.40%3.65%
60 month3.50%3.75%

*0.25% of APY is a bonus on CD balances for Members with the Extra Mile Checking or
Express Debit account and $600 or more in direct deposit.

APY: Annual Percentage Yield, (Rates are subject to change)