Savings Rates
Rates effective 10/1/26
Rates effective 10/1/26
Route 31 Credit Union has consistently received a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.
For more details, call us at 231-726-4871.
Minimum $300 balance to earn dividend.
| Dividend Rate | APY |
|---|---|
| 0.15% | 0.15% |
Minimum $300 balance to earn dividend.
| Dividend Rate | APY |
|---|---|
| 0.30% | 0.30% |
Additional requirements to receive dividend for Extra Mile Checking.
| Account Type | APY |
|---|---|
| Basic Checking | 0% – 0.25% |
| Express Debit | 0% – 0.25% |
| Extra Mile Checking (Dividends paid on balances up to $6,000) | 0% – 6.00% |
Minimum $2,500 balance required to earn dividend.
| Tier | APY |
|---|---|
| $1,000 – $2,499 | 0% |
| $2,500 – $19,999 | 1.80% |
| $20,000 – $49,999 | 2.00% |
| $50,000+ | 2.20% |
Minimum $300 balance to earn dividend.
| Tier | APY |
|---|---|
| IRA Share | 1.00% |
| HSA Checking balance <$5,001 | 0.75% |
| HSA Checking balance > $5,000 | 2.00% |
APY: Annual Percentage Yield, (Rates are subject to change)